September 2010: The Future of Online Banking | The Teller e-Newsletter

One of the most exciting new features of online banking is FinanceWorks. You can view and manage your whole financial picture in one place– with one password!

Easily budget, gain control over your spending and SAVE!
FinanceWorks was created to address your most pressing financial needs with a simplified, intuitive experience. read more >>

Enroll in e-Statements before October 15, 2010 and you're automatically entered to win a 16 GB Apple iPad!

e-Statements are a safe, convenient way to view, print, and download your Tyndall account and Visa^® statements. read more >>

Auto Loan Rates as low as 2.49% APR*

Thinking about buying a new or used car?
You have bargaining power at the dealership when you go in with a pre-approved draft from Tyndall. Take the manufacturer rebates and get an excellent rate through us.

Already have a car loan somewhere else?
With our competitive rates, we can almost certainly save you money on your monthly payment. Refinancing is easy at Tyndall, with terms up to 72 months and up to 130% financing.* read more >>

Tyndall's Annual Calendar Photo Contest

You may be the next winner! Submit your calendar photos by September 30, 2010 at 5 pm.

Last year our members celebrated their home towns, from Panama City to North Pole, Alaska. We were sent pictures from all across the United States. Home is where the heart is, whether that's nearby Chipley or as far away as Chicago. read more >>

Protect Yourself from Scams

With the great advances in technology available today comes an ever-increasing risk of fraud, and it appears in many different forms. Although millions of Americans fall victim every year to these types of crimes, you can take steps to protect yourself from becoming one of those victims. Keep informed about the different types of fraud that are occurring. You don't have to be an expert on the subject â€“ just be aware.. read more >>

Request for Board Nominees

Nominations for a position on the Board of Directors are now being accepted by the Tyndall Federal Credit Union Nominating Committee. Members who are at least 18 years of age and are willing to serve on the Board for a three-year term are eligible to seek office.
read more >>

Holiday Closings

All Tyndall branch locations will be closed in observance of federal holidays, based on the holiday schedule of the Federal Reserve. Scheduled holidays for 2010 are listed here.

Authorized Holds Increased on Fuel Pump Transactions

Authorization hold is the practice of authorizing electronic transactions done with a debit card or credit card and holding this balance as unavailable until the merchant clears the transaction.

Recently, there was a change made in the way gas stations are allowed to hold funds on a consumer's account when he or she uses a debit or credit card for a purchase. Prior to the change, merchants placed $1 temporarily on hold on a cardholder's account when the debit or credit card was swiped in order to preauthorize the transaction. When the purchase was completed, the transaction was processed for the correct amount. read more >>